Apply for a Home Equity Investment in California

About 3 minutes left

What are your goals?

When would you like your funds?

How do you intend to use the funds?

Tell us about your home.

Estimated home value

Do you have a 1st mortgage on the property?

Estimated credit score

Let's get started. What's your name?

First name

Middle

Last name

How can we reach you?

Email address

Phone number

A little about you.

Citizenship status

Date of birth

Are you currently married or in a legally recognized domestic partnership?

What's the property address?

Street address

Address line 2 (optional)

City

State

ZIP code

About the property.

How do you use the subject property?

How do you hold title on the property?

A few quick questions about the property.

Please answer each — it helps us confirm eligibility.

A few quick questions about the property.

Please answer each — it helps us confirm eligibility.

Almost there.

Product & Broker-Investor Relationship Disclosure

THIS IS NOT A MORTGAGE, LOAN, OR DEBT INSTRUMENT. A Home Equity Investment (HEI) is a real estate equity-sharing agreement, not a consumer loan.

No Monthly Payments & No Interest: There are no monthly principal or interest payments, and no APR accrues.
Equity Sharing: In exchange for an upfront cash payment, you agree to pay the investor a specified percentage of your home’s future value or appreciation.
Recorded Lien: A security instrument (such as a Memorandum of Option or Deed of Trust) will be recorded against your property title.
Settlement: The investment is settled at the end of the term (typically 10–30 years) or sooner upon the sale of the home, primary mortgage refinance, or a voluntary cash buyout.

Broker-Investor Relationship & Fee Disclosure: S.O.S. Loans, Inc. (NMLS ID: 2222125) acts solely as a referring broker and is not the investor funding this transaction. Splitero is the actual investor evaluating, approving, and funding your HEI. S.O.S. Loans, Inc. receives a referral fee directly from Splitero upon successful closing. This fee is paid entirely by Splitero and does not increase your costs, alter your terms, or change the amount you receive.

I have read and understand the Home Equity Investment (HEI) & Broker Relationship Disclosure. I understand that this transaction is a real estate investment agreement, not a consumer loan, and I acknowledge the roles of S.O.S. Loans, Inc. and Splitero.

Communication Consent (Optional) — S.O.S. Loans, Inc. & Splitero

I agree to receive text, email, and voice communications from S.O.S. Loans, Inc. and Splitero. By checking this box, I provide prior express written consent for S.O.S. Loans, Inc. and Splitero to contact me via text messages (SMS/MMS), email, and voice calls at the numbers and addresses provided regarding my application, even if my number is listed on any Do Not Call list. Message frequency varies; message and data rates may apply. Reply STOP to opt out of text messages or HELP for assistance. Consent is not a condition of service — email [email protected] to revoke consent at any time.

Credit Authorization & Information Sharing

I authorize credit checks, financial verification, and information sharing. I authorize S.O.S. Loans, Inc. and Splitero to obtain my consumer credit report, verify my employment, and share my application and property details with title companies, escrow companies, and necessary third-party service providers solely to evaluate and close this transaction. I acknowledge receipt of the Summary of Your Rights Under the Fair Credit Reporting Act and give affirmative consent to the Credit Report Policy and Notice Regarding Credit Score, along with Splitero’s Electronic Communications Consent, Terms of Use, and Privacy Policy (available at splitero.com). An electronic copy of this authorization is as valid as an original.

Final Certification & Submission

I certify my information and authorize application review. I certify that all information provided in this application is true, accurate, and complete to the best of my knowledge. Pursuant to the ESIGN Act, checking these boxes and clicking “Submit Application” constitutes my electronic signature and authorization for S.O.S. Loans, Inc. and Splitero to process my application.

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Apply for a Home Equity Investment in California

What are your goals?

Tell us about your home.

Let's get started. What's your name?

How can we reach you?

A little about you.

What's the property address?

About the property.

A few quick questions about the property.

A few quick questions about the property.

Almost there.

Product & Broker-Investor Relationship Disclosure

Communication Consent (Optional) — S.O.S. Loans, Inc. & Splitero

Credit Authorization & Information Sharing

Final Certification & Submission

Application received

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