Meet your broker · California

H. Frank Stiebel

Mortgage Broker

Your California mortgage expert. Transparent advice, hands-on service, and a personal stake in every closing.

  • Statewide reach: Los Angeles, San Francisco & the Bay Area, San Jose & Silicon Valley, Orange County, San Diego, Sacramento, the Inland Empire & more
H. Frank Stiebel, licensed California mortgage broker at S.O.S. Loans
30+

Years in finance

NMLS

Licensed · #2236554

USC

graduate

H. Frank Stiebel, licensed California mortgage broker
About Frank

Who is H. Frank Stiebel?

H. Frank Stiebel is a California-licensed mortgage broker with over 30 years of experience in personal, corporate, real estate investing, and mortgage finance.

That breadth gives Frank a uniquely holistic perspective on every transaction — guidance that looks beyond the immediate loan and considers your complete financial picture. Frank closes a steady volume of loans in Northern and Southern California alike — from the Peninsula and the East Bay through the Central Valley to the coast — and brings the same hands-on attention to every file, wherever the property sits.

Frank's passion is simple: helping Californians achieve their financial and homeownership goals. Whether you’re buying your first home, refinancing to a better rate, opening a HELOC or home equity loan, securing a Home Equity Investment, exploring a reverse mortgage for retirement stability, financing a divorce or estate buyout, or looking at a personal or auto equity loan — Frank has the expertise to guide you.

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Family & lifestyle

Happily married for 28 years, proud father of three. Enjoys hiking, golfing, and surfing the California coastline.

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All of California, covered

Tech buyers, growing families, investors, and retirees — Frank has closed loans in every corner of the state and knows each local market firsthand, from coastal metros to inland valleys.

His Promise to You

Frank’s customer pledge

“My pledge to every S.O.S. Loans client is simple: complete transparency and world-class customer service every step of the way. You deserve clear, honest communication and an advocate in your corner. I personally ensure my hands are on every single transaction — guaranteeing attention to detail and a commitment to securing the best outcome for you.”

— H. Frank Stiebel