How quick are online personal loans funded?

The quickest way a lender can transfer loan funds to your bank account is a bank wire through the Federal Reserve Bank Wire Network.  Some lenders do not have access to the Federal Reserves Bank Wire Network and cannot fund your quick personal loan on the same day that you sign your loan documents.  S.O.S. Loans does have access to the Federal Reserve Bank Wire Network this allows your online personal loan to be funded the same day.  Depending on your financial institution's fed wire posting procedures you could get your funds almost instantaneously or you may have to wait a few hours for funding.  If your bank account is at a larger financial institution like Bank of America, Chase, Wells Fargo, US Bank, Union Bank, Citibank or Bank of the West the wire will usually post within an hour.  However, if you bank at a smaller bank or credit union like Schools First Federal Credit Union, First Technology Credit Union, Star One Credit Union, San Diego County Credit Union, Patelco, The Golden 1 Credit Union, or Wescom Credit Union it may take several hours for your personal installment loan to post.  But rest assured if you obtain your online personal loan from California finance lender S.O.S. Loans, you will be funded for a same day loan through the Federal Reserve Bank Wire Network.  To see if your financial institution participates in the fed wire network Click Here: https://www.frbservices.org/EPaymentsDirectory/searchFedwire.html

There are some financial institutions that do not participate in the fed wire network. Mostly these institutions are mainly credit unions like the Auto Club FCU, ILWU FCU, Rancho FCU, Harbor Area Postal Employees FCU or Olive View FCU.  However, rest at ease S.O.S. Loans would still be able to fund these bank accounts through the ACH network.  Which would guarantee personal loan funds by the next banking day.