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Minimum requirements to be considered for our loan programs

Must be 18 Years or
Older

Must be a
California Resident

Must Have a Verifiable
Source of Income

Must Have an Active
Checking Account

You cannot be currently serving in the military. A federal law title 32 CFR Part 232 prohibit this lender from making loans to military personnel.

Documents that we may request

Current Pay-Roll Stub

W2 documents
W2

W-2 from Previous Tax Year

Voided Check From Your Account

Current California Drivers License or I.D.

Current Utility Bill

S.O.S. Loans, Inc. loan approval policy is based on the accuracy of the information which you supplied to us, the combination of your credit history and your ability to pay back the loan. Many times bad or no credit does not influence our credit granting criteria.