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All loans made pursuant to California Department of Business Oversight Financing Law License No. 603-F428

*APR’s for an S.O.S. Loan range between 60% to 96% For more details CLICK: Terms & Rates

** Late Payment Policy: should payment be 10 days past due a $10.00 fee will be charged, 15 days past due a $15.00 fee will be charged.

***Non-Payment Policy: The borrower will be responsible for all past due accrued interest any associated late payment fee and a derogatory item will be reported to credit agencies. This will adversely affect your credit score and your ability to obtain credit in the future. Further, legal action may be utilized to collect delinquent loans.

****S.O.S. Loans does NOT offer Payday or Cash advance type loans. If you are applying for loan with S.O.S. Loans, you will be considered for a personal unsecured installment loan with fixed monthly payments from $2,600 to $10,000. We do NOT offer any type of renewals, extensions or deferment payments of any type.