Personal Loans

The fastest growing type of credit for Baby Boomers, Gen Xers and Millennials are personal loans. Our personal loans are unsecured loans, meaning there is no collateral required. The average personal loan balance in 2021 was $16,259, according to Experian, a level that is similar to credit card debt. While a credit card allows people to keep borrowing as long as they are under the credit limit, many people like that a personal loan is for a fixed payment and term. In California where the cost of living is high, unsecured personal loans are becoming the preferred method of financing for high ticket items.

Your funds can be used for any purpose

During COVID we re-engineered our online loan process & consolidated our local offices into a complete online loan experience. You can live anywhere in California and apply through our personal loan application.