Your Trusted California Direct Lender Since 1999.
Apply for Your Personal Loan Now!
A Personal Loan is an unsecured loan that provides you with a lump sum of money, which you repay in fixed monthly installments over a set period, typically from 1 to 5 years. Unlike mortgages or auto loans, personal loans are not secured by collateral, making them a flexible option for various financial needs.
At SOSLoans.com, we offer Personal Loans in California ranging from $5,000 to $50,000+, providing the financial flexibility you need for unexpected expenses, debt consolidation, home improvements, or other significant purchases. As a California Direct Lender since 1999, we pride ourselves on transparent terms and a straightforward application process.
As a leading California Direct Lender, S.O.S. Loans has been providing reliable and flexible personal loan solutions since 1999. We understand the financial needs of Californians and are committed to offering competitive rates and exceptional service.
As a California Direct Lender, we fund loans ourselves, leading to a faster, more streamlined process and direct communication.
Whether you need a small boost or significant funds, our personal loans range from $5,000 to over $50,000 to meet diverse needs.
We prioritize quick approvals and disbursements, so you can get the funds you need when you need them most.
Use your personal loan for virtually any purpose, from debt consolidation to unexpected expenses.
No hidden fees or surprises. We believe in clear terms and honest communication throughout your loan journey.
With over two decades of experience, SOSLoans.com is a name you can trust for reliable personal loan services in California.
A personal loan from SOS Loans offers incredible versatility. Here are some popular ways Californians use our loans:
Get your commission, bonus or other deferred compensation now! No need to wait for end of quarter or year.
Fund renovations, repairs, or upgrades to your home, increasing its value and your enjoyment.
Cover unexpected costs like medical bills, car repairs, or urgent travel without depleting your savings.
Finance a life event like a wedding, funeral, or family reunion, spreading the cost over time.
Manage unforeseen medical bills or elective procedures with a clear repayment plan.
Help cover travel costs, a cruise, or finance that perfect family vacation.
Applying for a personal loan with SOSLoans.com is simple and straightforward. Follow these easy steps to get the funds you need:
Fill out our secure, easy-to-use online application form in minutes.
Our team works efficiently to review your application and provide a fast response.
Once approved, funds are typically deposited directly into your bank account quickly.
Eligibility for a Personal Loan in California typically includes being at least 18 years old, having a steady income, and a reasonable credit history. Specific requirements may vary based on the loan amount and your financial profile.
As a California Direct Lender, we strive for efficiency. Many applicants receive a decision within minutes and can have funds deposited as quickly as the same business day or within 24-48 hours after approval.
Applying for a personal loan typically involves a hard credit inquiry, which can temporarily ding your score. However, responsible repayment of your loan can positively impact your credit score over time.
Yes, with SOSLoans.com, you can repay your Personal Loan early without any prepayment penalties. This can save you money on interest.
Most of our Personal Loans in California are unsecured, meaning they do not require collateral like a car or home. Secured personal loans, on the other hand, require an asset as collateral.
Apply online now or contact us to learn more about our flexible loan options.
S.O.S. Loans is proud to serve all residents across the Golden State. We're active in many of California's major economic hubs and vibrant communities, including:
Los Angeles, San Francisco, San Jose, City of Industry, San Diego, Sacramento, Oakland, Long Beach, Irvine, Santa Clara, Mountain View, Sunnyvale, Fremont, Thousand Oaks, Culver City, Burbank, Santa Monica, Riverside, San Bernardino, Fresno, Bakersfield, Anaheim, Stockton, Pasadena, Carlsbad, Orange County, Aliso Viejo, Torrance, Clovis, El Segundo, Palos Verdes, Silicon Valley, Ventura, Santa Barbara, Malibu, Hermosa Beach, Manhattan Beach, Redondo Beach, Newport Beach, Laguna Beach, Huntington Beach, Dana Point, San Clemente, La Jolla, Coronado, Pacific Beach, Ocean Beach, Encinitas, and Del Mar.