SOS Loans - A California Direct Lender & Broker

Get Personal Loans in California from $5,000 to $50,000+

Your Trusted California Direct Lender Since 1999.

Apply for Your Personal Loan Now!
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What are Personal Loans?

A Personal Loan is an unsecured loan that provides you with a lump sum of money, which you repay in fixed monthly installments over a set period, typically from 1 to 5 years. Unlike mortgages or auto loans, personal loans are not secured by collateral, making them a flexible option for various financial needs.

At SOSLoans.com, we offer Personal Loans in California ranging from $5,000 to $50,000+, providing the financial flexibility you need for unexpected expenses, debt consolidation, home improvements, or other significant purchases. As a California Direct Lender since 1999, we pride ourselves on transparent terms and a straightforward application process.

Why Choose S.O.S. Loans for Your California Personal Loan?

As a leading California Direct Lender, S.O.S. Loans has been providing reliable and flexible personal loan solutions since 1999. We understand the financial needs of Californians and are committed to offering competitive rates and exceptional service.

Direct Lender Advantage

As a California Direct Lender, we fund loans ourselves, leading to a faster, more streamlined process and direct communication.

Loans from $5,000 to $50,000+

Whether you need a small boost or significant funds, our personal loans range from $5,000 to over $50,000 to meet diverse needs.

Fast Funding

We prioritize quick approvals and disbursements, so you can get the funds you need when you need them most.

Flexible Use of Funds

Use your personal loan for virtually any purpose, from debt consolidation to unexpected expenses.

Transparent Process

No hidden fees or surprises. We believe in clear terms and honest communication throughout your loan journey.

Trusted Since 1999

With over two decades of experience, SOSLoans.com is a name you can trust for reliable personal loan services in California.

Common Uses for Personal Loans

A personal loan from SOS Loans offers incredible versatility. Here are some popular ways Californians use our loans:

Commission/Bonus Advance

Get your commission, bonus or other deferred compensation now! No need to wait for end of quarter or year.

Home Improvements

Fund renovations, repairs, or upgrades to your home, increasing its value and your enjoyment.

Emergency Expenses

Cover unexpected costs like medical bills, car repairs, or urgent travel without depleting your savings.

Life Event

Finance a life event like a wedding, funeral, or family reunion, spreading the cost over time.

Medical Procedure

Manage unforeseen medical bills or elective procedures with a clear repayment plan.

Travel/Vacation Expenses

Help cover travel costs, a cruise, or finance that perfect family vacation.

How to Apply for Your Personal Loan

Applying for a personal loan with SOSLoans.com is simple and straightforward. Follow these easy steps to get the funds you need:

1

Complete Our Online Application

Fill out our secure, easy-to-use online application form in minutes.

2

Receive a Quick Decision

Our team works efficiently to review your application and provide a fast response.

3

Get Your Funds

Once approved, funds are typically deposited directly into your bank account quickly.

Top Personal Loan FAQs

What are the eligibility requirements for a Personal Loan in California?

Eligibility for a Personal Loan in California typically includes being at least 18 years old, having a steady income, and a reasonable credit history. Specific requirements may vary based on the loan amount and your financial profile.

How long does it take to get a Personal Loan?

As a California Direct Lender, we strive for efficiency. Many applicants receive a decision within minutes and can have funds deposited as quickly as the same business day or within 24-48 hours after approval.

Will a Personal Loan affect my credit score?

Applying for a personal loan typically involves a hard credit inquiry, which can temporarily ding your score. However, responsible repayment of your loan can positively impact your credit score over time.

Can I repay my Personal Loan early?

Yes, with SOSLoans.com, you can repay your Personal Loan early without any prepayment penalties. This can save you money on interest.

What is the difference between a secured and unsecured Personal Loan?

Most of our Personal Loans in California are unsecured, meaning they do not require collateral like a car or home. Secured personal loans, on the other hand, require an asset as collateral.

Ready to Get Your Personal Loan?

Apply online now or contact us to learn more about our flexible loan options.

California Flag

Proudly Serving All of California

S.O.S. Loans is proud to serve all residents across the Golden State. We're active in many of California's major economic hubs and vibrant communities, including:

Los Angeles, San Francisco, San Jose, City of Industry, San Diego, Sacramento, Oakland, Long Beach, Irvine, Santa Clara, Mountain View, Sunnyvale, Fremont, Thousand Oaks, Culver City, Burbank, Santa Monica, Riverside, San Bernardino, Fresno, Bakersfield, Anaheim, Stockton, Pasadena, Carlsbad, Orange County, Aliso Viejo, Torrance, Clovis, El Segundo, Palos Verdes, Silicon Valley, Ventura, Santa Barbara, Malibu, Hermosa Beach, Manhattan Beach, Redondo Beach, Newport Beach, Laguna Beach, Huntington Beach, Dana Point, San Clemente, La Jolla, Coronado, Pacific Beach, Ocean Beach, Encinitas, and Del Mar.