S.O.S. Loans, Inc. now offers car title loans completely online and through the electronic banking system. No need to drive to a storefront lender. The entire process is completed on your smart phone or tablet or desk top computer. It's a private and confidential transaction that takes less than a day for you to get from $2,500 to $50,000 directly wired to your bank account. To apply for a online title loan through S.O.S. Loans you may either. 1. Own your vehicle, 2. Nearly Own your vehicle, 3. Refinance your title loan.