Top Lenders for Personal Loans in California: S.O.S. Loans vs Upstart, Upgrade, LendingClub, and Avant

Are you in need of a personal loan in California? Look no further. In this blog post, we will highlight some of the top lenders for personal loans in the Golden State and provide a competitive analysis of S.O.S. Loans compared to Upstart, Upgrade, LendingClub, and Avant.

When it comes to personal loans, it is important to consider the loan amount, approval rate, customer service, and funding speed. S.O.S. Loans stands out in all of these categories with loan amounts ranging from $5,000 to $50,000, an impressive 92% approval rate, award-winning local customer service, and same-day funding. Additionally, S.O.S. Loans offers loan programs for FICO scores as low as 550, making them a great option for those with less-than-perfect credit.

But how does S.O.S. Loans compare to other top lenders in California? Upstart offers a similar loan range with a maximum loan amount of $50,000, but their approval rate is slightly lower at 89%. Upgrade and LendingClub both have lower maximum loan amounts at $35,000 and $40,000 respectively, and lower approval rates at 78% and 79%. Avant offers a higher maximum loan amount of $60,000, but their approval rate is only 57%.

In terms of funding speed, S.O.S. Loans and Upstart both offer same-day funding, but Upgrade, LendingClub, and Avant can take up to several days for funds to be disbursed.

In conclusion, when it comes to personal loans in California, S.O.S. Loans stands out with their higher loan amounts, high approval rate, award-winning local customer service, same-day funding, and loan programs for those with less-than-perfect credit. If you're looking for a personal loan in California, S.O.S. Loans is definitely worth considering.